FIRE / Retirement Calculator
Project years to financial independence at a given savings rate.
$1,000,000
FIRE number
19
Years
$1,042,518
Projected balance
For planning illustration only. Real-world returns vary and the 4% rule is a historical heuristic, not a guarantee.
About this tool
Computes a target FIRE number (annual expenses ÷ withdrawal rate) and projects how many years it takes to reach it, given current savings, annual contribution and real return.