Mortgage Refinance Break-even
Find the months-to-break-even after a refinance and total lifetime savings.
$1,896.20
Old monthly
$1,656.61
New monthly
$239.59
Monthly savings
18.8 mo
Break-even
$81,753
Lifetime net
About this tool
Compare a current mortgage to a refinanced one. Computes monthly payment for each, monthly savings, months to recoup closing costs, and lifetime savings.